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Jim Christian's Articles in Insurance

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The Real Cost Of Motor Vehicle Theft Ever had a car stolen? Did you collapse, broken-hearted, on the floor when told that its burnt-out chassis had been found at the bottom of a dry creek bed and was now home to a family of very large rats? The stereo was gone, the seats were gone, the woofers, gone. And the fluffy dice – they even took the dice! No more “DOOF-DOOF”, no more dice No more back seat paradise… I know – you were much younger then…. The negative impact caused by car theft spares no one. Its... Insurance Matters To A Home Office The home office is fairly commonplace these days as more people choose to work from home, either telecommuting or starting their own businesses. Several things need to be considered when setting up a home office, not the least being how to insure it. If you are working at home under a telecommuting arrangement with your employer, the risk will be borne either wholly or partially by them. You will need to clarify exactly who is responsible for what before entering into the ... Travel Insurance – Bringing You Home Overseas travel is one thing that people all over the world aspire to. Whether cruising around the Greek Islands on a luxury yacht, sipping brandy by the fire in a Swiss chalet after a day of skiing; or elephant spotting in Kenya, an overseas trip can be the adventure of a lifetime. Unfortunately, though, it can also be the disaster of a lifetime unless due diligence is carried out prior to setting off. Along with passports and plane tickets, one of the most important thin... The True Cost Of Underinsuring Your Home Building And Contents If you’ve ever been tempted to decrease the sum insured for your home and contents in order to obtain a lower premium, think again. You may end up paying a far higher price than you imagined. Whenever we take out an insurance policy, we are entering into a contract with the insurer. Whether household, motor vehicle, personal accident or any other type of policy, it is a legally binding contract between the insurer and the insured. For householders, insurance of home bui...

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