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Francis Kier's Articles in Asset Management

  • The Four Golden Rules Of Personal Finance
    Many successful people have mentors to guide them in learning the skills that lead to achievement, and I’ll do my best to offer you some critical personal finance perspectives. They say that life is a school where you learn the lesson after the test. The same thing applies to money, but you can’t go back in time to fix catastrophic financial mistakes that you have made over time. As long as you are alive, you are a player on the field of the money-game, and you need to know t...
  • The Flip-Flop Asset Allocation Method
    Do you put all of your money into some safe CD’s to earn interest, or buy a biotech index fund to grab the next big move in genomic cancer drugs; or something in between? The world of investment options and strategies grows every year, so I’ll provide a simple tactic to boost your returns over the course of your investing career.

    The flip-flop method refers to taking the income from an income-producing investment and flipping that profit into a speculative investment. Then...
  • The Retirement-Savings Vs. College-Savings Dilemma
    Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you’ll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids’ college?

    The obvious answer is to save for both. But few young parents have the earning power and lifestyle discipline to have extra money left over at the end of the month. It simply i...

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